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“I want to pay in PHP so my recipient receives 10,000,000 VND. What is the total cost?”

What to provide

Tell your assistant the currency you will pay in, the destination currency and country, and either your spending amount or the exact amount the recipient should receive. Choose a saved recipient or provide the requested payment details.

Review and pay

Your assistant checks whether a supported conversion is currently available. This journey uses crypto between the two local currencies; you should see that conversion in the quote, together with both amounts, all fees and their currencies, the full recipient details, and the expiry. Confirm the complete payment and finish World ID approval if required. Then follow the bank or other fiat payment instructions shown for this payment. You do not need to send a separate crypto transfer to complete the conversion. Ask your assistant to track the payment until AgentBank reports completion. Finishing the first conversion or sending the bank transfer does not by itself mean the recipient has been paid.
Fund only the current fiat instruction, once. Do not separately fund the recipient-side payout or send again while payment detection is pending.
See Payment status and tracking for the next step. Builders: see the route reference.