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The Partner API lets your backend offer payments to verified end users: fiat to crypto (on-ramp), crypto to fiat (off-ramp), or fiat to fiat through an intermediate crypto asset. You provide the final recipient; AgentBank handles routing and returns the funding instruction and payment state. Partner requests use your merchant Ed25519 key. The separate portal API uses a JWT for webhook management and payment-history reads. Keep all credentials in your trusted backend.

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