settlement:prepareMutates state: No
include_debug=true requires debug:read or wildcard scope.
Returns status, terminal and success flags, summary, retryability, canonical
source, redacted destination, amount mode, routing, authorization, current
instruction, funds_moved, failure, next action, public step summaries, and
timestamps.
Public statuses are approval_required, approval_ready, funding_required,
funding_detecting, processing, need_review,
recipient_correction_required, completed, cancelled, expired,
funding_timeout, and failed.
This is the authoritative payment state. Internal orchestration identifiers and
sensitive recipient fields are omitted.
On hosted OAuth this read is card-free. Reopen a missed pre-funding card with
get_payment_instruction; after funds move, display show_payment_progress.