> ## Documentation Index
> Fetch the complete documentation index at: https://docs.useagentbank.com/llms.txt
> Use this file to discover all available pages before exploring further.

# continue_payment

> Open approved settlement steps and return the payment's current instruction.

**Authentication:** `settlement:initiate`\
**Mutates state:** Yes\
**Idempotency:** Stable `request_id`

```json theme={null}
{ "request_id": "stable retry ID", "payment_id": "pay_..." }
```

Before authorization is ready, returns the payment view without opening
settlements. After authorization, Core opens unopened steps in descending
order so a downstream off-ramp can produce its deposit destination before the
upstream step funds it.

The result may include `instruction_id`, type, amount, asset, destination,
expiry, a first-party presentation URL, and swap execution metadata.

On hosted OAuth, this tool displays a dedicated funding card. Do not duplicate
its action links unless requested or unavailable. Fiat, QR, mobile-money, and
payment-link instructions are completed through that card. For a
`crypto_deposit`, stop and wait for a new user choice between manual card
funding and a compatible spending grant. For a hosted swap, the owner signs
through the returned `transaction_signing_url`.

<Warning>
  In a linked two-step payment, never fund the downstream deposit separately.
  The upstream route is already bound to it.
</Warning>