> ## Documentation Index
> Fetch the complete documentation index at: https://docs.useagentbank.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Limitations

> Understand the explicit non-capabilities of the current AgentBank MCP surface.

* No automatic Core planner selects a settlement asset for two-step routes.
* Estimates are ephemeral and have no ID. Creation live-validates their quote
  references and never silently replaces them.
* Expired or rejected payment authorization cannot be refreshed in place.
* Partial two-step failure has no dedicated automated recovery action.
* QR images are decoded, but text-only screenshot OCR is not implemented.
* Recipient updates create replacements and do not revoke the old record.
* No generic arbitrary EVM transaction tool is exposed.
* Partner identity and partner-query APIs are hidden.
* Legacy low-level settlement workflows are outside the production surface.
* A pending AgentKit verification session may need to be recreated after MCP
  restart.
* Remote MCP can return a shareable action link with `get_payment_link` when
  one is available for that payment. Do not assume every route or connection
  offers one; use the returned bank or QR instructions when applicable.
* The agent can track whether a collection was paid, not who paid it.
* Spending grants apply only to hosted crypto-deposit funding; they cannot
  authorize fiat funding or swaps.