> ## Documentation Index
> Fetch the complete documentation index at: https://docs.useagentbank.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Payment status and tracking

> Understand your payment's progress, what needs action, and when it is complete.

> “Has my payment to Linh arrived?”

Tell your assistant the payment reference if you have it, or describe the
recipient, amount, and approximate date. It can find payments available to
your connection. If several match, choose the correct one before proceeding.

## From quote to completion

1. **Quote:** you review the amounts, fees, recipient, route, and expiry. No payment has been created and no money has moved.
2. **Confirmation and approval:** you confirm the payment and complete World ID approval if required.
3. **Funding:** you follow the bank instructions or separately authorize the wallet action. Opening an instruction or approving with World ID does not send money.
4. **Processing:** AgentBank detects the funds and follows the payment through to its destination.
5. **Result:** AgentBank reports completion or explains why the payment ended without completing.

## What the status means for you

| What your assistant reports              | What to do                                                                |
| ---------------------------------------- | ------------------------------------------------------------------------- |
| Approval needed                          | Complete the current approval request.                                    |
| Ready to fund                            | Open the current instructions and follow them once.                       |
| Detecting funds or processing            | Keep tracking the existing payment; do not send again.                    |
| Under review                             | Follow any requested action or wait for the review result.                |
| Recipient correction needed              | Review and confirm the requested correction.                              |
| Completed                                | AgentBank reports that the full payment completed.                        |
| Cancelled, expired, timed out, or failed | Check the reason and whether funds moved before attempting a new payment. |

Your assistant should explain the current status and any action you need to
take. In ChatGPT or Claude, ask it to reopen a missing funding card before
payment, or show progress after funds move.

<Warning>
  A bank transfer confirmation, crypto transaction receipt, or one completed
  conversion is not proof that the full payment finished. Rely on AgentBank's
  reported payment result. Never create a replacement just because approval or
  funding detection is still pending.
</Warning>

Need help? See [Recover a payment](/payments/recover-failures) or
[Cancel or correct a payment](/payments/cancel-or-correct).
Builders: see the [status reference](/reference/statuses).