> ## Documentation Index
> Fetch the complete documentation index at: https://docs.useagentbank.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Quotes and rates

> Understand what you will pay and receive before deciding to proceed.

> “Compare the available options for sending 1,000 PHP to VND. Which gives my recipient the most after fees?”

Tell your assistant the source and destination currencies or crypto assets,
any relevant network, and either how much you want to spend or exactly how
much you want the recipient to receive. You can also state a preference, such
as the lowest total cost.

## Compare the complete quote

* What you will pay and what the recipient or wallet will receive.
* Every percentage or flat fee, including which currency it is charged in.
* The full conversion route, including any additional conversion.
* The payment method and any verification or eligibility requirements.
* The expiry: the time by which the quoted terms need to be used.

A broad rate comparison is only indicative. Ask for an amount-specific quote
before deciding to pay. Providers are not identified by name; compare the
available payment outcomes rather than requesting a named provider.

<Note>
  A quote is information, not a reservation, payment, or guarantee. If it expires
  or your payment details change, review a fresh quote. Your assistant must show
  the final recipient and complete terms and get your explicit confirmation
  before creating the payment.
</Note>

Builders: see the [quote reference](/reference/tools/estimate-payment).