> ## Documentation Index
> Fetch the complete documentation index at: https://docs.useagentbank.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Send between currencies

> Pay in one local currency and deliver another to a supported recipient.

> “I want to pay in PHP so my recipient receives 10,000,000 VND. What is the total cost?”

## What to provide

Tell your assistant the currency you will pay in, the destination currency and
country, and either your spending amount or the exact amount the recipient
should receive. Choose a saved recipient or provide the requested payment details.

## Review and pay

Your assistant checks whether a supported conversion is currently available.
This journey uses crypto between the two local currencies; you should see that
conversion in the quote, together with both amounts, all fees and their
currencies, the full recipient details, and the expiry.

Confirm the complete payment and finish World ID approval if required. Then
follow the bank or other fiat payment instructions shown for this payment.
You do not need to send a separate crypto transfer to complete the conversion.

Ask your assistant to track the payment until AgentBank reports completion.
Finishing the first conversion or sending the bank transfer does not by itself
mean the recipient has been paid.

<Warning>
  Fund only the current fiat instruction, once. Do not separately fund the
  recipient-side payout or send again while payment detection is pending.
</Warning>

See [Payment status and tracking](/payments/track-payments) for the next step.
Builders: see the [route reference](/reference/tools/estimate-payment).